1. What is FERS VA Medical Retirement?

FERS (Federal Employees Retirement System) VA Medical Retirement provides disability benefits to federal employees who become disabled and are unable to perform their duties. The annuity is calculated based on years of service and high-3 average salary.

2. How Does the Calculator Work?

The calculator uses the FERS VA Medical Retirement formula:

Where:

• \( Annuity \) — Annual retirement benefit (USD)
• \( YS \) — Years of service (years)
• \( H3 \) — High-3 average salary (USD)
• \( 0.01 \) — 1% multiplier factor

Explanation: The formula calculates the basic annuity by taking 1% of the product of years of service and the high-3 average salary.

3. Importance of Annuity Calculation

Details: Accurate annuity calculation is essential for federal employees planning their retirement, understanding their disability benefits, and making informed financial decisions about their future.

4. Using the Calculator

Tips: Enter years of service (including partial years as decimals) and high-3 average salary in USD. Both values must be positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: What is considered "high-3 average salary"?
A: The high-3 average salary is the highest average basic pay earned during any 3 consecutive years of federal service.

Q2: Are there minimum service requirements?
A: Generally, 18 months of federal service is required to be eligible for disability retirement under FERS.

Q3: How are partial years of service calculated?
A: Partial years are converted to decimals (e.g., 6 months = 0.5 years, 3 months = 0.25 years).

Q4: Does this calculation include COLA adjustments?
A: No, this is the basic annuity calculation. Cost-of-living adjustments may apply separately.

Q5: What if I have over 20 years of service?
A: For disability retirement with 20+ years of service, the calculation uses 1% per year of service, same as regular retirement.